What's inside, who it's for, and how the Parallel Motion protocol avoids the two-closing-gap trap that breaks most move-ups.
An 18-page guide covering the four move-up protocols, the Zero-Day-Gap coordination playbook, the equity-map worksheet, the $2M PTT cliff, the move-up zone scorecard for Coquitlam catchments, transition budgeting, the 90-day countdown, and how lenders underwrite buyers carrying two mortgages briefly.
A move-up is a sale-plus-purchase transaction executed together — typically selling a townhome or starter detached to buy a larger detached in a stronger school catchment. The difficulty is not either transaction individually; it's coordinating the two close dates so the family isn't homeless for three weeks or double-paying bridge interest.
Most agents treat the sale and the purchase as two separate transactions with independent timelines. That's clean for the agent and terrible for the family — the gap between closings becomes the family's coordination problem. Parallel Motion runs both transactions from week one to land close dates 7–14 days apart.
Yes — completely free, no gated payment, no trial expiry. Opt-in gives you the PDF plus a seven-email onboarding sequence over two weeks covering the tax cliffs, neighbourhood comparisons, and the strategy-call offer. Unsubscribe works on any email.
Start the equity map and pre-approval conversation 6–9 months before your target move-in month. Listing prep runs 60–90 days. Shopping for the next home happens in parallel, starting 3–4 months out. Most families underestimate how early they should begin by about 90 days.
Parallel Motion lands the sale and purchase close dates 7–14 days apart, often with a short negotiated rent-back on the sold home that covers the physical move. Bridge financing becomes unnecessary when the timeline is built intentionally. Most families pay bridge interest not because the deal requires it, but because the schedule was never designed to avoid it.
Sources referenced on this page include the Real Estate Board of Greater Vancouver, BCREA, CMHC, the Government of British Columbia, School District 43, and the City of Coquitlam. Last reviewed 2026-04-20.
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What's inside
No filler, no generic advice you've read ten times. Every section pulls from the conversations I have with clients in my office each week.
Sell first (rent bridge), buy first (hold both), subject-to-sale, bridge financing — matrix of which fits you.
How to coordinate sale and purchase completion dates so you don't carry both homes or live in a rental.
On a $1.2M sale — remaining mortgage, prepayment penalty, selling costs, PTT on new purchase, net deployable equity.
Property Transfer Tax is 1% on first $200K, 2% up to $2M, 3% above. A $2.1M purchase costs $42K more than $1.99M. Pricing implications matter.
Six neighbourhoods scored on schools, commute, home size, resale, lifestyle — helps you shortlist without six weekends of guessing.
Legal, PTT, bridge interest, moving, staging for current home, storage, paint/touch-ups, new-home window treatments, utility setup.
Weeks 12-9 (prep + pricing), weeks 8-5 (staging + listing), weeks 4-2 (offers), week 1-0 (subject removal + completion).
If you bridge, what does monthly look like? How long can you financially carry both homes? Worked examples at three price points.
What happens after you sign up
Here's exactly what lands in your inbox over the next week — and what doesn't.
A confirmation email arrives within a minute with a direct download link. The PDF is yours, no strings attached.
A brief email asking if anything in the guide raised a question. Reply if it did. Ignore it if it didn't. That's the entire sequence.
Current inventory, pricing by neighbourhood, DOM trends, and one commentary note on what it means if you're planning your next move. Unsubscribe with one click, any time.
No phone calls unless you ask. No 30-day drip with urgency tactics. No list-rental or shared-with-partners. No "are you ready to buy?" emails every week. This is a signup, not a sales funnel.
About the author
I've been in the Tri-Cities since 1982 and on Burke Mountain for the last nine years. I built this guide the way I'd build a briefing for a close friend — honest numbers, genuine trade-offs, and specific streets and buildings named where naming them mattered. You don't get that from templated PDFs.
If the guide answers your questions, great. If it raises new ones, my contact details are on the last page and you're welcome to email or text. I reply personally within a business day — no assistant, no call centre.
A five-step process built around clarity, strategy, and no-surprise execution — whether you're buying your first home or selling a property you've owned for twenty years.
We start with a real conversation about your goals, timeline, and numbers. I'll pull current comps, assess your buying power or home's true market value, and tell you exactly what the data says — not what you want to hear.
I build a written strategy around your priorities: target neighbourhoods, pricing strategy, timeline, financing structure, and the trade-offs at each decision point. Every recommendation comes with a reason.
For sellers: pre-list prep, staging direction, pro photography, and a pricing framework that draws interest without leaving money on the table. For buyers: offer structure, subject clauses, and the due-diligence checklist for every property that matters.
This is where experience pays for itself. I negotiate price, terms, subjects, deposit, completion dates, and the small details that don't show up in listings but decide whether a deal closes well or falls apart.
From subject removal through completion and possession, I coordinate with lawyers, lenders, inspectors, and trades so nothing drops. After closing, I stay in your corner for everything from tax-assessment appeals to the next move.
Frequently asked
It depends on (a) how much liquidity you have to carry both homes, (b) how specific your target home is, and (c) how hot the inventory you want is. Sell first protects the money; buy first protects the target home. The Move-Up Planner includes a decision matrix with five factors — most Coquitlam families end up in 'subject-to-sale' territory, which is the middle path.
If you break a fixed-rate mortgage before maturity, your lender charges either three months' interest OR the Interest Rate Differential — whichever is greater. On mortgages taken at higher rates that have since dropped, the IRD can be $8K-$40K. The kit shows you how to calculate yours and when portability makes more sense than breaking.
The sale-side content, timing protocols, and transition budget all transfer. The equity math inverts (you're releasing equity instead of redeploying it). For a pure downsizer, the 'Coquitlam Neighbourhoods for Downsizers' page on the site is a better starting point, and the Move-Up Planner is a useful companion.
Last updated April 2026 — current stress-test rates, current PTT tiers, current CMHC thresholds ($500K / $1.5M cliffs), and current Coquitlam median prices by neighbourhood. I refresh the kit every six months.
Related reading
You've earned the move, but the numbers are complicated — capital gains, bridge financing, timing, school catchment, resale position of the current home. Craig's protocol keeps all of it synced.
3-bed to 4-bed, townhouse to detached, flatter lot, better school. Each upgrade has a price tag Craig knows by heart.
You've never done this before. The move-up tax trap, the bridge loan, the overlap period — Craig runs all three so you don't trip.
"Most Coquitlam move-up buyers get the tax math wrong and the sequencing right, or vice versa. Both have to be right for the same move. That's the job."
Whether you're a first-time buyer at $850K or a luxury seller at $4.2M, the sequence is identical. The scale changes. The discipline doesn't.
Your numbers, your timeline, your non-negotiables, your trade-offs — written down before we pick any houses or pick any comps.
Current supply, current absorption, current days-on-market, current buyer pool — per neighbourhood, per property type, not 'Metro Vancouver' averages.
Target neighbourhoods, target price band, target timeline, target offer structure. Written. Agreed.
Whether buying or selling, the offer / listing is engineered — structure, contingencies, comps, pricing logic — not improvised.
Conditions, completion, possession, and the six-month check-in. Most agents stop at keys. Craig doesn't.
No pitch, no pressure. Just your numbers, your options, and the next move that's actually right for you.
In Coquitlam's current market, most move-up buyers should sell first with a long completion, subject-to-completion when writing on the new property. But the right answer depends on your equity, your financing, and your timing tolerance. Craig solves it case by case.
It's the specific combination of capital-gains timing, bridge financing cost, and overlap-period double-carry that catches unprepared move-up buyers. Craig's move-up protocol prevents all three.
Functional minimum in Coquitlam is typically 20-25% down on the new property plus moving costs, commissions, and 2-3 months of overlap reserve. Craig runs your specific number before any showing.